Why Is My Car Insurance So Expensive, And What Can I DoMost drivers are on the prowl for cheaper auto insurance, and spfinish much of time looking at side-by-side comparisons on the Internet. They could save many time by simply moving to Maine. Insure.Com recently released a list ranking states by average annual cost of car insurance. Topping out the list was Louisiana, where the average premium is $2,510.87 (this compared to Maine's $902.85). Virginia came in at number 37, with an average of $1,233.36 (This very is slightly under the national average of $1,429.26). Washington, DC ranked number 7, with average prices of $1,753.19. So aside from leaving the state, how do you maintain your rates low? The formula for calculating your rate is only slightly more complicated than cracking the Da Vinci Code, but here is quite a typical breakdown: Tier I: Primary zip code, age, gender and marital status Tier II: Driving record, credit history, make and model of car Let's break it down. It is tough to change the very first-tier factors (and if you will be willing to make those changes over car insurance rates, then... You must just have terrible coverage to begin with). Several may well well be wondering why zip code matters. To begin with, all states have different laws pertaining to vehicle insurance requirements. Additionally, don't forget the fairly first rule of genuine estate: location, location, location! Reasons such as urban vs. Rural and number of uninsured drivers on the road with you'll affect the ... [productname]
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